Let Florence Appraisal, Inc. take care of your appraisal

Thousands of people in South Carolina buy, sell or refinance their home each month. Many of these transactions include a simple line item for an appraisal. Almost all lenders still want a local expert because the stakes are so high, even though there are a growing number of automated home valuation methods that might seem more prudent than an appraisal. But is getting a mortgage the only reason to acquire an appraisal? Are there other cases when the services of a licensed, independent real estate professional might be beneficial? You bet.


	Contact Florence Appraisal, Inc. if you're planning on any transaction where the value of your property is a factor. Just click here

Challenge your tax assessment in Florence County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your home, so if prices have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from Florence Appraisal, Inc. is your best evidence when building your case. At Florence Appraisal, Inc., we're equipped to assist you in appealing your tax assessment.

Let Florence Appraisal, Inc. help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that nearly all lenders ask home buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Florence Appraisal, Inc. can provide you with a statement regarding the value of your home. The cost of the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Florence Appraisal, Inc. will help you settle a divorce with less stress

A divorce is often complicated by the burdensome decision of who maintains the property, and it can be a particularly traumatic event for both parties. Regardless of the circumstances, it's prudent to order an appraisal from Florence Appraisal, Inc. so both parties are completely aware of the true market value of their property.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with help from Florence Appraisal, Inc.Settling an estate

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the certain value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Relocating to or from Florence County?

We know the stress associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide remarks on the positive features of their property, along with information about any recent sales or listings in their area that they want considered.

Selling your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.